Bajaj Allianz Health Insurance | Get smart with medical insurance

Girish was a 34-year-old advertising executive. He lived with his wife and two small children and his retired parents also lived with them. Girish was happy with the employer-provided group health insurance plan that he had. Unfortunately, the entire family was involved in an accident once. Girish was at the wheels of the vehicle in which his wife, children and parents were passengers. A head-on collision with a truck later, the entire family landed in hospital. Thankfully, the injuries weren’t fatal. However, Girish was handed a bill of Rs 3 lakhs at the end of it and there was no way in which he could pay for it. If he had a proper insurance plan at the time, the medical costs of the whole family would have easily been covered.

Don’t make the same mistake Girish made as you never know when misfortune may strike. Just buy a good health insurance plan from Bajaj Allianz Health Insurance and protect yourself and your whole family too.

Why is health insurance important?

As we saw in Girish’s case, health costs can be very high. And since you can never be sure about the kind of illnesses that may befall you, you can seldom build up a corpus large enough to cover your medical needs. It therefore is a good idea for you to opt for a good health insurance plan from a reputed insurer like Bajaj Allianz. These plans put you in the right position to afford the best possible healthcare facilities for yourself and your loved ones.

Why is a group plan not sufficient?

Employer provided group health plans are very useful. However, they offer a limited cover. So if you need to make a larger claim, you will have to pay a substantial amount of money out of your own pocket. This is why you must opt for a comprehensive family health plan from Bajaj Allianz. The plans are tailor made for you and cater to every single member of your family.

Which are the top health plans from Bajaj Allianz?

Let us take a look at some of the top health insurance plans from Bajaj Allianz.

• Health Guard Individual Policy : This is one of the best health plans from Bajaj Allianz. You get pre and post hospitalization cover, along with the usual hospitalization expenses. You have the option of cashless treatments under this health plan. You also get a free-look period of 15 days.
• Health Care Supreme Plan : This plan offers a high sum insured of Rs 50 lakhs. This therefore is a wonderful option if you want to cover yourself and your whole family. A great benefit of this plan is that there is no restriction on the maximum entry age and so you can insure your elderly parents without any troubles. The plan also pays for unique expenses such as physiotherapy, air ambulance, etc.
• Star Package : If you are looking for a truly comprehensive health insurance plan, look no further. This amazing health plan from Bajaj Allianz covers hospital cash, along with personal accident, critical illness, grants for education, householder grants and travel baggage allowance, among others. It literally covers everything from your health to your home. The Star Package Plan lives up to its name and offers cashless facilities at over 2500 hospitals across the country.

Why Bajaj Allianz?

Bajaj Allianz is one of the most reputed private insurance companies in India today. It has some of the highest claim settlement ratios and is a trusted name in the insurance sector. This apart, the company also provides some of the best health insurance plans at the most competitive prices.

To sum it up

So as you can clearly see from the points mentioned above, Bajaj Allianz has some wonderful health plans that you can truly benefit from. Health insurance is nothing short of a necessity and you must make every effort to ensure your family is protected against the fragile health conditions at all times. Buy a good health insurance plan beforehand and secure the well being of yourself as well as your family. You may be lucky to have a very good group health plan from your employer, but do not make the mistake of relying upon that insurance plan alone. Go a step ahead and buy an additional Bajaj Allianz Health Plan and become doubly safe.