About Car Insurance

bottom-line

Car insurance is compulsory in India, thus you are required to have it. A car insurance policy protects you and your car from expenses related with damages, accidents, fire, explosion, theft etc. As per Motor Vehicles Act, A motor vehicle in a public place is potentially a dangerous and lethal instrument. Unlike other properties which may be insured or not at the option of the owner, a motor vehicle is required by law to be insured in respect of the user's liability for death, bodily injury or damage to property of third party.This is valid for all kind of vehicles: two wheeler, four wheeler or commercial vehicles

Benefits of Car Insurance

bottom-line
benefit-icon1
No claim bonus

The insured is rewarded with discount on the renewal premium for every claim free year. It usually ranges from 10% to 50%. It will assist you in saving huge money in the premium also. In case if you have collected a nice no claim percentage then it will assist you in a future claim which you will make.

benefit-icon1
Roadside Assistance

This add on cover helps you, when you got stuck in unwanted situations. These can be emergency transport, daily allowances, assistance in case of a dead battery, taxi benefits, towing facilities, assistance if the fuel in the car runs out, freebies and many more.

benefit-icon1
Invoice cover

This add on helps in case of a complete loss of your car because of any damage caused by an accident.

benefit-icon1
Replacement cover

This add on covers the expenses, if you lose the keys of your car and coverage for the procurement of new locks. Normally the insured will be able to take advantage of this plan once in the whole policy.

Important factor that determines Car Insurance

bottom-line
Scroll Up