Terms & Condition

1. Policykarlo.com is an information portal and we only connect you to insurance companies for various types of insurance products and services. However, buying an insurance product is completely your own decision based on your understanding about the product on the information provided by the insurance companies or agents/distributors/brokers.


2. We do not charge you for the service we offer via the website. We receive fees from certain insurers or agents/distributors/brokers who advertise on or are linked to the Website.


3. Please read the terms of the policy before buying it. You must ensure that the policy matches your requirements and that you agree to the terms of the policy.


4. It is your responsibility to ensure that you provide correct and complete information to the insurers before you buy a product.Insurance is the subject matter of solicitation. Condition apply**